Get approved with lenders you can trust

Our team at Phillip Hawkins Motor Company works with a group of established lenders, so you have real options when it comes time to finance your next vehicle. The secure application below takes just a few minutes to complete from home.


Why Graniteville drivers finance with us


Trusted lending partners

We work with lenders including Capital One, Ally, Westlake Financial, and Associated Credit Union. More partners means more ways to find a rate and term that fit, and we go over every number with you before you sign.

Apply in minutes

Fill out the secure application on your phone or computer. Our Graniteville team reviews it and reaches out with your options, so you know where you stand before you ever pick out a vehicle.

Flexible options for your budget

Your credit score is only one part of the picture. Tell us about your job, your down payment, and your monthly budget, and we will work with our partners to find a loan that fits your situation.

A vehicle worth financing

Every car, truck, and SUV we finance comes with a free CARFAX report, new tires or 70 percent tread or better, and our full clean treatment, so you avoid surprise costs after your loan begins.

Put your trade to work

As a Kelley Blue Book Buying Center, we give you a fair, competitive value for your current vehicle. Putting it toward your purchase can lower the amount you borrow, and we factor it into the numbers we review together.

No pressure, just answers

Call us at (803) 593-5990 or send a message through our contact page. Someone from our team will give you honest answers, walk you through the application, and let you know which documents to bring.


Our finance partners

These are the lenders and protection providers we work with every day to help Graniteville drivers buy with confidence.

Capital One

A nationally recognized auto lender offering financing for a wide range of credit profiles.

Ally

A long-standing auto lender known for flexible terms on pre-owned vehicles.

Associated Credit Union

A member-focused credit union with auto loans built around your budget. Live. Bank. Grow.

Westlake Financial

An auto finance company that works with buyers across the credit spectrum, including those rebuilding their credit.

Allstate

Our partner for vehicle service contracts and GAP protection, which help guard against unexpected repair costs and loan shortfalls after your purchase.